#1. Cbcs collection agency
Cbcs collection agency
Cbcs, otherwise known as Cbcs National, is a range department based out Columbus, Ohio. Cbcs is a leader in the range industry. They are known for illegally trying to obtain on accounts that are out of the statute of limitations. They typically send letters stating that you owe them money. They will also call you by phone. Many times they are very rude and will even yell at consumers.
Cbcs collection agency
At their website, they claim to specialize in condition care collections, but they are also known to obtain for telecommunication associates such as Mci WorldCom and Bell South. Cbcs seems to be extremely disorganized and commonly has very wee knowledge of the accounts they obtain on. They are known to oftentimes mix up house member names and call the wrong homes and workplaces harassing population that don't even owe them money.
If a Cbcs worker ever calls you and asks you for personal information the best thing to do is ask them to quit calling and tell them you will handle the situation by mail. Never give them names of house members, work phone numbers, public protection numbers, etc. Don't even tell them where you work. Debt collectors try to upset and intimidate consumers you into paying them money. They will also try to embarrass consumers and make them feel guilty - anyone it takes to get their money.
When dealing with range agencies like Cbcs, it's best to be prepared. Learn your proprietary and get well-known with the Fait Debt range Practices Act (Fdcpa). The Fdcpa gives consumers the right to dispute and obtain validation of debt information from a range department to ensure accuracy. The Fdcpa creates guidelines under which debt collectors may conduct business and eliminates abusive debt range practices.
It's also wise to get well-known with the Fair reputation Reporting Act (Fcra) and your state's debt range laws. By being a wise and informed buyer you can fight back against debt collectors and their unlawful tactics.
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