###credit Reporting Agencies Addresses and Phone Numbers###

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Everyone is entitled to invite their credit narrative once a year for free. The three major credit bureaus that one could invite a narrative from are: Equifax, Experian, and Transunion. All three agencies statements can be obtained from annualcreditreport.com.

Three Credit Reporting Agencies

Addresses and Phone Numbers for three major credit Bureaus

- Equifax: Equifax credit facts Services, Inc, P.O. Box 740241, Atlanta, Ga 30374. The phone umber is 1-800-766-0008.

- Experian: Experian, P.O. Box 9595, Allen, Tx 75013. The phone amount is 1-866-200-6020. Sometimes Experian changes its address for consumer questions, so please call to get the updated address.

- Transunion: Transunion, P. O.Box 6790, Fullerton, Ca 92834. The phone amount is 1-800-680-7289.

The Best Way to Get a credit statement

The easiest way to get a copy of your financial history is to go online and put in all of the personal facts and a narrative can be printed out right then and there. It is a good idea to have the addresses and phone numbers in case their is a dispute, fraud or something that needs to be discussed about the statement. In some cases there could be identity theft or a creditor on a statement that doesn't belong. Or there could be accounts that have been paid and are old sufficient to be removed but they haven't been. It is also handy for those people that do not have access to a computer.

When requesting a narrative facts like name, address for the last few years, collective security number, and date of birth are required. Once the facts is completed it can be promptly viewed online, if it is requested by mail it could take up to 2 weeks to get the paper copy of the results.

Conclusion

The three major credit bureaus is the main way for any consumer to look at what is no ifs ands or buts on their statements to see what is true and what is erroneous. Equifax, Experian and Transunion all provide an each year narrative that is free, but in some cases there may be a time when an private may need a copy of his or her narrative throughout the year, there is a fee for a added statement it could cost anywhere from -15. A free narrative can also be obtained in cases of credit denial, unemployment, identity theft or inaccurate information. Keeping track of ones financial statements and cost records is necessary for foremost a stress free life.

credit Reporting Agencies Addresses and Phone Numbers